Get 500 Free Kilometres when you sign up for your new pay-per-km comprehensive car policy.  Get a quote today >>

Ends 30th June 2022. T&C's apply.​

1. This promotion of 500 Free Kilometres (KM) (“FPO”) off your premium for driving your vehicle under your KOBA insurance policy is open to new customers who meet the eligibility criteria for the promotion as detailed in these terms & conditions (Promotional Offer).

2. To qualify for this Promotional Offer, you must:

   • purchase a new KOBA pay-per-KM car insurance policy;

   • not hold or have held a current KOBA pay-per-KM car insurance policy in the past; and

   • meet other requirements in these Terms and Conditions during the Campaign Period (“Eligible Customer”).

3. This Promotional Offer does not extend to customers that purchase a new KOBA pay-per-KM car insurance policy through www.comparethemarket.com.au

4. The Campaign Period is from December 17th, 2021 to March 31, 2022.

5. To receive the FPO, a new KOBA pay-per-KM car insurance policy must be quoted and purchased during the Campaign Period via www.kobainsurance.com.au/quote accessed either directly from our website or through any marketing or promotional material.

6. Once a new KOBA policy is purchased by an Eligible Customer, KOBA’s Customer Service Centre will apply the Free KM (Driving Premium Discount) directly to the customer’s policy.

7. If you receive the FPO, the total driving premium payable by you for your new KOBA pay-per-km car insurance policy will be applied as a Driving Premium Discount after you have driven the 500 KM that would otherwise be payable by you for KOBA Insurance.

8. The Driving Premium Discount will be applied to the premium before we add taxes and charges.

9. This Driving Premium Discount is only available for the first year of a new KOBA pay-per-km car insurance policy. You must use the Driving Premium Discount entirely in the first year, otherwise you lose it. It is not available for current KOBA pay-per-km car insurance policies, subsequent renewals or any other changes to your KOBA pay-per-km car insurance policy.

10. If you are eligible for other discounts (in addition to this FPO), we will apply each discount in a predetermined order to the already discounted premium.

11. This FPO is available in conjunction with the “Cancellation Fee” promotional offer (CFPO) when purchasing a new KOBA pay-per-KM car insurance policy online, but is not available in conjunction with any other promotional offers which may run from time to time on KOBA pay-per-km car insurance policies.

12. The Promoter is KOBA Insurance Pty Ltd, ABN 33 642 789 286 | AR 001288655 (KOBA), as agent of the insurer, Eric Insurance Limited ABN 18 009 129 793 | AFSL 238279 (eric).

13. All quotes provided are subject to the KOBA’s normal underwriting criteria.

14. KOBA pay-per-km car insurance is underwritten by eric. Customers should read the Product Disclosure Statement before buying the insurance. Visit kobainsurance.com.au for a copy. The Target Market Determination is also available.

15. The Promoter reserves the right to verify that a Customer satisfies these terms and conditions before providing the FPO.

16. The Promoter reserves the right to suspend, vary, amend, extend, cancel or withdraw, all or part of this Promotional Offer at any time, for any reason and without notice, at the Promoter’s sole discretion.

17. This Promotional Offer is governed by the laws of Victoria, Australia.

18. The Promoter reserves the right to withhold the FPO in its absolute discretion.

19. The FPO is not an insurance product, it is a discount by the Promoter to Eligible Customers.

20. If any provision in this Promotional Offer is held to be invalid, void, or unenforceable, such provision (or the part of it that is making it invalid, void, or unenforceable) will be struck out and not affect the validity of and enforceability of the remaining provisions.

21. The Promotional Offer is non-transferable, non-negotiable, and final.

22. Under no circumstances, will the Promoter be liable for any loss, expense, liability, impost or cost (whether direct, indirect or inconsequential) that an Eligible Customer may incur in relation to:

    • your participation in the Promotional Offer;

    • any payment or discount made under the Promotional Offer;

    • any modification of a payment or discount made under the Promotional Offer;

    • any removal of a payment or discount made under the Promotional Offer;

    • any change to the Promotional Offer; or

    • expiry or termination of the Promotional Offer.

23. Eligible Customers release and discharge the Promoter from any and all claims or causes of action, known or unknown, arising from or relating to the Promotional Offer.

24. Eligible Customers must agree to these terms and conditions as well as our Terms of Business, available on our website, as a condition of your participation in the Promotional Officer. By purchasing the KOBA pay-per-km car insurance policy and claiming the Driving Premium discount offered by the FPO, you agree to these terms.

Cancelling your existing car insurance policy to switch to KOBA, but get stung with fees? Call us and we’ll cover your cancellation fees. Get a quote today >>

Ends 30th June 2022. T&C's apply.​

1. This promotion of Cancellation Fee (“CFPO”) is open to new customers who meet the eligibility criteria for the promotion as detailed in these terms & conditions (Promotional Offer).

2. To qualify for this Promotional Offer, you must:

   • purchase a new KOBA pay-per-KM car insurance policy;

   • not hold or have held a current KOBA pay-per-KM car insurance policy in the past;

   • be charged an early cancellation fee or charge by your existing car insurer; and

   • meet other requirements in these Terms and Conditions during the Campaign Period (“Eligible Customer”).

3. The Campaign Period is from December 17th, 2021 to March 31, 2022.

4. The CFPO will cover the cost Eligible Customers incur relating to cancelling your existing cover and switching to a new KOBA policy. If you incur a penalty amount on the refund of your premium due to an early cancellation (for example, a cancellation fee or non-refund of taxes and statutory charges) we will pay the penalty amount by providing you with a credit on the KOBA Premium for driving (Driving Premium) for the same amount.

5. To receive the CFPO, a new KOBA pay-per-KM car insurance policy must be quoted and purchased via one of the following means during the Campaign Period via www.kobainsurance.com.au/quote and accessed either directly from our website or through any marketing or promotional material.

6. Once a new KOBA policy is purchased by Eligible Customers, Eligible Customers must contact KOBA’s Customer Service Centre with proof of the cancellation fee charged by their existing car insurance provider (i.e.: by reproducing the Ts&Cs of Competitor PDS), as well as provide a copy of their new KOBA policy reference ID. KOBA will apply the CFPO as credit in Driving Premium directly to the customer’s policy. Customers who do not contact KOBA’s Customer Service Centre within 31 days of purchasing a policy, will not be eligible for the CFPO.

7. If you receive the CFPO, the equivalent in Driving Premium will be applied to the premium before we add taxes and charges.

8. KOBA will apply up to $50 in Driving Premium credit. KOBA will offset the CFPO credit against your monthly Driving Premium until the amount of the credit is used. If the amount is not used entirely for the first month's Driving Premium, the credit will apply to each subsequent monthly billing period until exhausted.

9. The CFPO is only available for a new business KOBA pay-per-km car insurance policy. It is not available for current KOBA pay-per-km car insurance policies, subsequent renewals or any other changes to your KOBA pay-per-km car insurance policy.

10. If you are eligible for other discounts (in addition to this CFPO), we will apply each discount in a predetermined order to the already discounted premium.

11. This CFPO is available in conjunction with the 500 Free Kilometres (KM) promotional offer (“FPO”) when purchasing a new KOBA pay-per-KM car insurance policy online, but is not available in conjunction with any other promotional offers which may run from time to time on KOBA pay-per-km car insurance policies.

12. The Promoter is KOBA Insurance Pty Ltd, ABN 33 642 789 286 | AR 001288655 (KOBA), agent of the insurer, Eric Insurance Limited ABN 18 009 129 793 | AFSL 238279 (eric).

13. All quotes provided are subject to the KOBA’s normal underwriting criteria.

14. KOBA pay-per-km car insurance is underwritten by eric. Customers should read the Product Disclosure Statement before buying the insurance. Visit kobainsurance.com.au for a copy. The Target Market Determination is also available.

15. The Promoter reserves the right to verify that a Customer satisfies these terms and conditions before providing the CFPO.

16. The Promoter reserves the right to suspend, vary, amend, extend, cancel or withdraw, all or part of this Promotional Offer at any time, for any reason and without notice, at the Promoter’s sole discretion.

17. This Promotional Offer is governed by the laws of Victoria, Australia.

18. The Promoter reserves the right to withhold the CFPO in its absolute discretion.

19. The CFPO is not an insurance product, it is a credit by the Promoter to Eligible Customers.

20. If any provision in this Promotional Offer is held to be invalid, void, or unenforceable, such provision (or the part of it that is making it invalid, void, or unenforceable) will be struck out and not affect the validity of and enforceability of the remaining provisions.

21. The Promotional Offer is non-transferable, non-negotiable, and final.

22. Under no circumstances, will the Promoter be liable for any loss, expense, liability, impost or cost (whether direct, indirect or inconsequential) that an Eligible Customer may incur in relation to:

    • participation in the Promotional Offer;

    • any payment or credit made under the Promotional Offer;

    • any modification to or removal of a payment or credit made under the Promotional Offer;

    • any change to the Promotional Offer; or

    • expiry or termination of the Promotional Offer.

23. Eligible Customers release and discharge the Promoter from any and all claims or causes of action, known or unknown, arising from or relating to the Promotional Offer.

24. Eligible Customers must agree to these terms and conditions as well as our Terms of Business, available on our website, as a condition of participation in the Promotional Officer. By purchasing the KOBA pay-per-km car insurance policy and claiming the Driving Premium credit offered by the CFPO, you agree to these terms.

Get a $150 visa debit card to spend as you wish when you sign up for your new KOBA pay-per-km comprehensive car policy via Finder. Get a quote.

Ends 30th May 2022. T&C's apply.​

1. This promotion of a $150 visa debit card gift is open to new customers who meet the eligibility criteria for the promotion as detailed in these terms & conditions (“Promotional Offer”).

2. The Promoter is KOBA Insurance Pty Ltd, ABN 33 642 789 286 | AR 001288655 (KOBA), as agent of the insurer, Eric Insurance Limited ABN 18 009 129 793 | AFSL 238279 (eric).

3. To qualify for this Promotional Offer, you must:

   / be directed to the KOBA website from the Finder website (https://www.finder.com.au/);

   / obtain a quote from KOBA for a KOBA pay-per-KM car insurance policy via https://www.kobainsurance.com.au/quote during the Campaign Period;

   / purchase a new KOBA pay-per-KM car insurance policy during the Campaign Period;

   / not hold or have held a current KOBA pay-per-KM car insurance policy in the past;

   / use the promotional code ‘Find2022’ in KOBA’s quote form; and

   / meet any other requirements in these Terms and Conditions during the Campaign Period (“Eligible Customer”).

4. This Promotional Offer does not extend to customers that purchase a new KOBA pay-per-KM car insurance policy through www.comparethemarket.com.au.

5. This Promotional Offer does not extend to customers who purchase through Finder but cancel their KOBA policy within the cooling-off period.

6. The Campaign Period is from February 7th, 2022 to May 30, 2022.

7. Eligible Customers will be sent a $150 visa debit card within 3 (three) months of their new KOBA policy purchase. This will be sent via email to the email address they used to sign up to their KOBA policy.

8. The $150 visa debit card cannot be split in any way, cannot be transferred and is not redeemable for cash.

9. The Promotional Offer is not available in conjunction with any other promotional offers which may run from time to time on KOBA pay-per-km car insurance policies.

10. All quotes provided are subject to the KOBA’s normal underwriting criteria.

11. KOBA pay-per-km car insurance is underwritten by eric. Eligible Customers should read the Product Disclosure Statement before buying the insurance. Visit kobainsurance.com.au for a copy. The Target Market Determination is also available.

12. The Promoter reserves the right to verify that an Eligible Customer satisfies these terms and conditions before providing the $150 visa debit card .

13. The Promoter reserves the right to suspend, vary, amend, extend, cancel or withdraw, all or part of this Promotional Offer at any time, for any reason and without notice, at the Promoter’s sole discretion.

14. If any provision in this Promotional Offer is held to be invalid, void, or unenforceable, such provision (or the part of it that is making it invalid, void, or unenforceable) will be struck out and not affect the validity of and enforceability of the remaining provisions.

15. The Promotional Offer is non-transferable, non-negotiable, and final.

16. Under no circumstances will the Promoter be liable for any loss, expense, liability, impost or cost (whether direct, indirect or inconsequential) that an Eligible Customer may incur in relation to:

    / participation in the Promotional Offer;

    / delivery or use of the $150 visa debit card;

    / any change to the Promotional Offer or its terms and conditions; or

    / expiry or termination of the Promotional Offer.

17. Eligible Customers release and discharge the Promoter from any and all claims or causes of action, known or unknown, arising from or relating to the Promotional Offer.

18. Eligible Customers must agree to these terms and conditions as well as our Terms of Business, available on our website, as a condition of your participation in the Promotional Offer.

19. By purchasing the KOBA pay-per-km car insurance policy and claiming the $150 visa debit card, you agree to these terms.

20. This Promotional Offer is governed by the laws of Victoria, Australia.